Legal · Terms

Terms of Service.

Effective: May 8, 2026 Version 2.1

1. Acceptance

These Terms of Service (the “Terms”) govern your use of the websites, applications, and services (the “Service”) provided by EDGAR Analyst, Inc. (“EDGAR Analyst”, “we”, “us”). By accessing or using the Service you agree to these Terms. If you do not agree, do not use the Service.

If you are using the Service on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

2. The Service

The Service indexes filings and exhibits made publicly available by the U.S. Securities and Exchange Commission through the EDGAR system, applies AI-driven research, extraction, comparison, and monitoring tools, and surfaces those outputs to you. Outputs are provided for informational purposes only and do not constitute investment, legal, accounting, or tax advice.

EDGAR Analyst is not affiliated with the U.S. Securities and Exchange Commission.

3. Accounts

You may need to create an account to use parts of the Service. You agree to provide accurate information, keep your credentials confidential, and notify us promptly at security@edgaranalyst.com of any unauthorized access.

You are responsible for activity under your account. We may suspend or terminate accounts that violate these Terms.

4. Fees and billing

Paid plans are billed in advance on a monthly or annual basis. Fees are non-refundable except where required by law. We may revise pricing prospectively with at least 30 days’ notice; price changes will not apply to a current paid term.

The free EDGAR reader is free, and we intend to keep it that way. We may rate-limit or otherwise restrict access to prevent abuse.

5. Acceptable use

You agree not to:

  • Use the Service to violate any law, regulation, or third-party right.
  • Reverse-engineer, decompile, or attempt to derive source code from the Service.
  • Resell, sublicense, or use the Service to provide a substantially similar competing service.
  • Scrape, crawl, or otherwise systematically extract data from the Service except via documented APIs.
  • Interfere with or disrupt the Service, including by introducing malware or attempting to bypass security controls.
  • Use Service outputs to make automated trading decisions without independent human review.

6. Your data

You retain ownership of any content, queries, or files you submit (“Customer Data”). You grant us a limited, non-exclusive license to process Customer Data solely to operate, secure, and improve the Service for you.

We do not train foundation models on Customer Data without your consent. Aggregated and de-identified data may be used to operate and improve the Service.

For paid customers, our processing of personal data is governed by our Data Processing Addendum.

7. Intellectual property

We own the Service, including its software, models, designs, and trademarks. You may use Service outputs (research, memos, redlines, exports) for your internal business purposes and to share with clients in the ordinary course of your business. You may not redistribute Service outputs as a standalone product.

Public filings indexed by the Service are in the public domain or otherwise publicly available; nothing in these Terms claims rights over them.

8. Disclaimers

The Service is provided “as is” and “as available.” We disclaim all warranties to the maximum extent permitted by law, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be error-free, that AI outputs will be accurate, or that the Service will meet your specific needs.

You are responsible for verifying any output before relying on it. The Service is not a registered investment advisor and does not provide investment advice.

9. Limitation of liability

To the maximum extent permitted by law, neither party will be liable for indirect, incidental, special, consequential, or exemplary damages, or for lost profits, revenue, or data. Our aggregate liability under these Terms will not exceed the fees you paid us in the twelve months immediately preceding the event giving rise to the claim, or USD $100 if you have not paid us anything.

10. Term and termination

These Terms apply for as long as you use the Service. Either party may terminate for material breach not cured within 30 days of written notice. We may suspend access immediately for security reasons or violations of Section 5.

On termination, your right to use the Service ends. We will delete or return Customer Data per our Privacy Policy and DPA.

11. Governing law

These Terms are governed by the laws of the State of New York, without regard to conflict of laws principles. Disputes will be resolved exclusively in the state or federal courts located in New York County, New York, and you consent to personal jurisdiction there.

12. Changes

We may update these Terms from time to time. If we make material changes, we will notify you by email or through the Service at least 30 days before the changes take effect. Your continued use of the Service after that date constitutes acceptance.

13. Contact

Questions about these Terms? Reach us at legal@edgaranalyst.com or:

EDGAR Analyst, Inc.
228 Park Avenue South, #54192
New York, NY 10003